Compassionate Guidance ~ Inclusive solutions Special Needs Planning with Spectrum Financial

Living with, or caring for someone with a disability can be emotionally and financially challenging now… but what does the future hold? Let us help you to have a better understanding of what lies ahead and enlighten you on the available tools and strategies that can be used to enhance your future lifestyle by building and protecting financial resources for your family.

Karen Roy with her son Andrew

Our Story. Our Passion.

‘Special Needs Planning by Spectrum Financial’ was founded by Karen Roy, and this is her story.

In his younger years, Karen’s eldest son Andrew was diagnosed with Tourette Syndrome and Autism.

On most days, Karen found herself extremely stressed and overwhelmed; a single parent, working full-time and managing a household filled with explosive behaviors, doctor’s appointments, drug trials, therapies, and sibling rivalry at its finest.

Although we have a passion for working within the Special Needs community, we are also pretty great at the regular financial stuff too! Visit our sister site: Spectrum Financial Strategies for more information.

Our Holistic Approach to Special Needs Planning

When it comes to planning for a loved one with special needs, there are so many unique areas that must be taken into consideration.

We will help you to explore the advantages and limitations of various resources, ensure they coordinate effectively with each other, review options to save for the future and ensure we are protecting any government support benefits.

Learn More

Although we have a passion for working within the Special Needs community, we are also pretty great at the regular financial stuff too! Visit our sister site: Spectrum Financial Strategies for more information.

Words from Clients & Community We pride ourselves in the exceptional work we do for our client families